Frequently Asked Questions (FAQ)

General Questions

What is Invista?

Invista is a leading investment company based in Norway, dedicated to providing clients with exceptional wealth management services and investment opportunities. Our mission is to help individuals and institutions grow their wealth through strategic investment choices and expert financial advice.

What types of services does Invista offer?

• Wealth Management
• Investment Advisory
• Retirement Planning
• Asset Allocation Strategies
• Estate Planning
• Tax Optimization Strategies
• Portfolio Management

Who can invest with Invista?

We welcome a diverse range of clients, including individual investors, families, business owners, and institutional investors. Our tailored services are designed to meet the unique needs of each client, regardless of their financial background or investment goals.

Investment Process

How do I get started with investing through Invista?

To begin your investment journey with Invista, you can schedule an initial consultation with one of our investment advisors. During this meeting, we will discuss your financial goals, risk tolerance, and investment preferences to tailor a personalized investment strategy for you.

What is the minimum investment amount required with Invista?

The minimum investment amount may vary depending on the specific investment strategy and service you choose. Our advisors will provide you with detailed information regarding minimum investment requirements during your initial consultation.

How does Invista create an investment strategy for clients?

Our investment strategies are developed through a comprehensive analysis of your financial situation, goals, and risk tolerance. Our team of experts conducts thorough market research to identify suitable investment opportunities tailored to your objectives. We continuously monitor and adjust your investment strategy to align with changing market conditions and your personal goals.

Can I manage my investments online?

Yes, Invista provides clients with secure online access to their investment portfolios. Through our online platform, clients can view account performance, access investment reports, and communicate with their investment advisors easily.

Investment Products

What types of investment products does Invista offer?

Invista offers a wide range of investment products, including:

• Stocks and Equities
• Bonds and Fixed Income Securities
• Mutual Funds
• Exchange-Traded Funds (ETFs)
• Real Estate Investment Trusts (REITs)
• Commodities
• Private Equity

What is the difference between stocks and bonds?

Stocks represent ownership in a company, and shareholders may earn returns through capital appreciation and dividends. Bonds, on the other hand, are debt securities issued by companies or governments and typically pay fixed interest over a specified period. While stocks may offer higher potential returns, they also come with greater risk, whereas bonds are generally considered a safer investment option.

What are mutual funds?

Mutual funds are investment vehicles that pool money from multiple investors to buy a diversified portfolio of stocks, bonds, or other securities. They are managed by professional portfolio managers, making them an attractive option for investors seeking diversification and professional management of their assets.

What are Exchange-Traded Funds (ETFs)?

ETFs are investment funds that are traded on stock exchanges, similar to individual stocks. They typically track an index, commodity, or a basket of assets and can be bought and sold throughout the trading day. ETFs offer investors flexibility and diversification at a relatively low cost.

Fees and Charges

What fees does Invista charge for its services?

Invista charges various fees depending on the services provided. These may include:

• Management Fees
• Performance Fees
• Transaction Fees
• Advisory Fees

During your initial consultation, your advisor will provide a clear and transparent overview of all applicable fees associated with your investment strategy.

Are there any hidden costs?

At Invista, we pride ourselves on transparency. There are no hidden costs in our pricing structure. All fees and charges will be clearly communicated upfront, so you can make informed decisions about your investments.

How are performance fees calculated?

Performance fees are typically calculated as a percentage of the investment returns generated above a specified benchmark or hurdle rate. Your investment advisor will explain how performance fees work and how they may apply to your investment strategy.

Risk Management

What are the risks associated with investing?

Investing always involves a certain level of risk, including:

• Market Risk: The risk of losses due to changes in market prices.
• Credit Risk: The risk that a borrower may default on their obligations.
• Liquidity Risk: The risk of not being able to sell an investment quickly without affecting its price.
• Interest Rate Risk: The risk that rising interest rates may negatively affect bond prices.

At Invista, we work diligently to assess and manage these risks within your investment strategy to help protect your portfolio.

How does Invista manage investment risk?

Invista employs sophisticated risk management techniques to mitigate potential investment risks, including diversification, rigorous research, and portfolio monitoring. Our advisors will work with you to build a well-balanced investment portfolio tailored to your risk tolerance and financial goals.

Can I adjust my risk tolerance as I invest?

Absolutely. As your financial situation and goals change over time, you can adjust your investment strategy and risk profile. Our advisors are here to assist you in making these adjustments and ensuring your portfolio aligns with your current circumstances.

Regulatory and Compliance

Is Invista regulated?

Yes, Invista is fully compliant with Norwegian regulations and is registered with the relevant regulatory authorities. We adhere to strict legal and ethical standards to protect our clients’ interests and maintain the highest levels of integrity in all our operations.

What measures does Invista take to ensure compliance?

Invista employs a dedicated compliance team that continuously monitors our operations to ensure adherence to regulations. We conduct regular audits, ongoing training, and comprehensive risk assessments to maintain compliance and protect our clients’ investments.

Customer Support

How can I contact Invista for support?

If you have any questions or need assistance, you can reach out to your designated investment advisor or visit our website for additional contact options. Our team is committed to providing prompt and helpful support to our clients.

What resources are available for investors?

Invista offers a variety of resources for investors, including:

• Market Analysis Reports
• Educational Webinars
• Investment Newsletters
• Personalized Investment Guidance

We believe that empowering our clients with knowledge is essential to achieving successful investment outcomes.

How often will I receive updates about my investments?

Clients can expect regular updates regarding their investments, usually through quarterly performance reports and market analyses. Additional updates may be provided as needed, particularly during significant market events or changes in your investment strategy.

Final Considerations

Can I withdraw my money at any time?

Yes, you can withdraw your funds according to the terms of your investment products or accounts. Some investments may have specific holding periods or withdrawal restrictions, which will be discussed with you during the investment process.

How can I optimize my investment strategy with Invista?

To optimize your investment strategy, it’s important to maintain regular communication with your investment advisor. Updating them on any changes to your financial situation, goals, or risk tolerance will allow them to make informed recommendations that align with your evolving needs.

What should I do if I have more questions?

If you have additional questions or need further clarification, please do not hesitate to reach out to your investment advisor or the Invista support team. We are here to assist you in achieving your financial objectives and ensuring a positive investment experience.